by Russell Marshall | Apr 25, 2025 | Uncategorized
Many retirees focus on their portfolio’s average return over time, assuming that a steady rate of return will keep their savings intact. However, the order in which investment gains and losses occur can have a dramatic impact on financial security, and consider...
by Melanie Weischwill | Apr 7, 2025 | Uncategorized
Investing can feel like a balancing act where you want growth but also need stability. Diversification can help maintain this delicate balance. A well-diversified portfolio helps you manage risk, smooth out market fluctuations, and keep your financial goals on...
by Caleb Staudt | Mar 3, 2025 | Uncategorized
A solid financial plan is the foundation for long-term security and growth. However, a one-size-fits-all approach does not work because every individual has a unique risk tolerance, time horizon, and financial goal. Understanding how to balance risk and reward while...
by Jayce Serrano | Jan 29, 2025 | Uncategorized
The new year is an opportunity to reassess your 401(k) plan and ensure your retirement savings are on track. With recent changes in contribution limits and regulations, maximizing your plan now can significantly impact your long-term financial security. Here’s how...
by Caleb Staudt | Dec 5, 2024 | Uncategorized
403(b) retirement plans are designed primarily for employees of nonprofit organizations, public schools, and certain religious groups. The tax benefits available to participants are broad and impactful. Here are some key strategies to optimize your tax savings through...
by Russell Marshall | Nov 5, 2024 | Uncategorized
A spousal IRA is a special type of retirement savings plan that allows a working spouse to contribute to a non-working spouse’s IRA. This option is available when you file taxes jointly. Even if one partner does not have a job or earns little income, you can still...
